Tips & Guides
Little secrets to easily freeze your credit files by phone or online
You have two primary options for freezing your credit files with the three major credit bureaus. You can do it by phone or online, whichever you’re more comfortable with.
How to find mistakes on your credit report
Mistakes on your credit report can cause a whole host of problems.
Children’s pajamas don’t always meet flammability standards
In 2021, we saw a stream of children’s sleepwear recalls. Last year, more than 20 percent of all children recalled products were for violations of the flammability standard for children’s sleepwear.
How to recognize fake online reviews of products and services
A fake review could be done by the company itself, by posting a fabricated positive review on its own site or by posting concocted negative reviews on a competitor’s site.
Surprise Billing Patient Protections
One in five insured Americans who have surgery or visit an emergency room receive a surprise medical bill. Surprise medical bills occur when patients get “balance billed” for the difference between what their insurer covers and what an out-of-network provider charges. Often, patients don’t know that the provider who treated them was out-of-network until they’re at home, recovering, and they receive a medical bill for hundreds or even thousands of dollars that their insurance company isn’t obligated to pay. See our tips to help you know and use your rights.
Buy Now, Pay Later plans: Tips to avoid the pitfalls
Here are some tips to avoid the interest and fees that often come with these “deals.”
Dark patterns: A step-by-step guide to protect your privacy on your phone
Dark patterns are one way apps and websites steer consumers into making the choice that’s right for the app or website but wrong for the consumer.
Counterfeit products are everywhere; here are tips to avoid buying any of them online
Being alert when shopping online is the best way to protect yourself and your loved ones from unsafe products.
22 ways to protect yourself from fraud, identity theft and headaches
Data breaches open the door to even more fraud and identity theft, which are already are the most common complaints to the Federal Trade Commission with millions of complaints and billions in losses every year.